Hello, students at the Stephen F. Austin State University!

Professor Parker Ballinger, in the Department of Economics and Finance at Stephen F. Austin State University, is conducting an experiment at your University during the Fall of 2007.

· Earn an average of about $30.00 for a maximum of 2 1/2 hours of your time.

· Before contacting us to schedule an appointment, you MUST download and read this brief description of what you should expect as a participant, who is eligible, how you will be paid, and what to do if you are interested. Print and keep the document: It has directions for getting to our lab, as well as information about available session times.

· If you like, you can also read the consent form but you do not have to right now. You will do so at the start of your session, if you should decide to participate.

· AFTER YOU READ THE DESCRIPTION, email Mr. Basu at ballexper@sfasu.edu to arrange an appointment.

· If, after reading the experiment description, you would like to have more questions answered before making an appointment, please email Professor Ballinger at pballinger@sfasu.edu

ANY QUESTIONS REGARDING YOUR RIGHTS AS A RESEARCH SUBJECT MAY BE ADDRESSED TO THE UNIVERSITY OF HOUSTON COMMITTEE FOR THE PROTECTION OF HUMAN SUBJECTS (713-743-9204) OR TO THE INSTITUTIONAL REVIEW BOARD OF STEPHEN F. AUSTIN STATE UNIVERSITY (936-468-4402).

ALL RESEARCH PROJECTS THAT ARE CARRIED OUT BY INVESTIGATORS AT THE UNIVERSITY OF HOUSTON AND STEPHEN F. AUSTIN STATE UNIVERSITY ARE GOVERNED BY REQUIREMENTS OF THOSE UNIVERSITIES AND THE FEDERAL GOVERNMENT.